Car Warranty vs Car Insurance
The mere mention of “car warranty” and “car insurance” brings this one word to mind: protection. Given that definition, you might be forgiven at first for thinking that warranty and insurance are the same. However, those two advocate distinctive characteristics as far as consumer protection is concerned in regards to their respective coverage. As a matter of course, you must avoid confusing between the two concepts.Despite having seemingly similar names, car warranty and car insurance deal with a mixed variety of things. Nonetheless, what has long been established is the fact that both tools provide diverse ways of protecting you and your car the way you want it. Put simply, car warranty and car insurance come in a variety of protection packages, all of which targets specific components pertinent to you and your car’s safety.

You can best differentiate car warranty and car insurance respectively through these two concepts: car parts and accidents. Car warranty provides protection in the event when any of your car’s components fail without any fault from your end. Car insurance shields you from any unwanted one-time costs arising from accidents. This article discusses a comparative approach to distinguishing between the two tools.

Car Warranty: On Circumstances Beyond Your Control
Unexpected failures tend to be the most frustrating ones. When things beyond your control end up making your position more precarious than you would want it to be, you are almost always left with no other choice but to wallow in desperation. Being in despair exposes you to committing unsound and emotionally-charged decisions, contrasting that of choices empowered by the presence of preemptive mechanisms.

A car warranty thus serves as a safety net against those circumstances previously mentioned. Standard coverage for vehicular damage caused by defective car parts – in the absence of any external force of course, merits the advantage of a car warranty. Essentially, automakers specify a sufficient warranty period for your car and specific car parts, which allows you to take advantage of free repair and replacement throughout its duration. In the event any of your car parts break down without your fault during the warranty period, you can use your car warranty to have your repairs and replacements done free of charge. But those warranties only last so long, which is why you should then invest in an extended warranty for your car to further your protection against unexpected car repairs. With an extended warranty, you are able to get discounted repairs, which is better than paying the full price. Less money to be spent means that you won’t lose your mind when you get that bill.